A clear home inventory protects you and your family whether you are planning ahead, moving, settling an estate, or documenting what you own for insurance. We make it simple to capture what matters in an organized, shareable format so you are not trying to reconstruct details during a stressful moment.
A home inventory is a clear record of your belongings, often with photos and descriptions, organized in a way that is easy to reference later.
It can help with insurance coverage, simplify claims, support estate planning, and reduce stress during emergencies or transitions.
The best time was yesterday. The next best time is today.
A 2019 Farmers Insurance study found that 44 percent of Americans have never created a home inventory, even though 70 percent have experienced a natural disaster such as flooding, wildfire, or tornado. The National Centers for Environmental Information reports that from 1980 to 2024 the United States experienced 403 weather and climate disasters causing more than one billion dollars in damage each.
It depends on the loss and your carrier, but reimbursement is rarely immediate. After a claim is accepted, payments often begin within days to a few weeks, and larger losses are typically paid in stages as documentation is reviewed and repairs progress. After major disasters, the full recovery process can take much longer. The National Association of Insurance Commissioners notes many people report it takes 18 to 24 months to repair or rebuild and replace possessions after a major disaster.
